An international bank based in the EU was looking for a PSD2 SCA-compliant authentication solution that offered dynamic linking without increasing user friction.

Keyless was chosen due to its unique ability to independently authenticate possession and inherence without centrally storing biometric data.

Dynamic linking is essential for meeting regulatory requirements like PSD2 Strong Customer Authentication. It ensures that every transaction is tied directly to both the amount and the recipient, preventing fraud even if credentials are compromised. By combining dynamic linking with biometric authentication, banks can confirm not just the user’s intent, but also their identity, in real time. This creates a secure, user-friendly way to approve transactions while staying fully compliant with banking regulations.